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Michigan Auto Insurance Coverage for Ride Sharing Services Michigan is a no fault state so there are a lot of gray areas as to whether Michigan auto insurance coverage will extend to Ride Sharing drivers and passengers. Most Ride sharing companies coverage is secondary to the drivers personal policy and most Michigan auto insurance companies do not provide . . . → Read More: Does Michigan Auto Insurance Cover Uber driver What is the Michigan Catastrophic Claims Association The Michigan Catastrophic Claims Association (MCCA), a private non-profit unincorporated association, created by the state Legislature in 1978. Michigan’s the only state where auto insurance no-fault law provides unlimited lifetime coverage for medical expenses which result from auto accidents. The MCCA fund will reimburse auto no-fault insurance . . . → Read More: Michigan Catastrophic Claims Association Michigan Teen Drivers According to the law, teens with restricted licenses won’t be able to use a cellphone while driving. It doesn’t apply to a voice-operated, hands-free system integrated into a vehicle. The law affects Level 1 and Level 2 drivers under the state’s graduated licensing system. Level 1 is a learner’s license with . . . → Read More: Michigan Teen Drivers Cant Use Cell Phones in Car  Michigan Automobile Insurance Placement Facility (MAIPF) Effective January 1, 1981, the Essential Insurance Act of 1979 change the placement facility from an assigned risk plan to a joint underwriting association (JUA). A JUA is a pooling mechanism under which a limited number of Michigan automobile insurance companies act as servicing carriers. JUA administrative costs and operating results . . . → Read More: Michigan Automobile Insurance Placement Facility Michigan Motorcycle – Riding with the Right Gear You’ve bought that shiny new motorcycle, taken a safety course and are ready to hit the open road. But what else can you do to help protect yourself? Wear the right gear – an approved helmet, face or eye protection and protective clothing. Motorcycle Helmet Accidents . . . → Read More: Michigan Motorcycle: the Right Safety Equipment Auto insurance in Michigan what you need to know Michigan auto insurance is protected by No-Fault and is required by law. In order to register your vehicle there are certain coverage’s that you must have in understanding auto insurance in Michigan, you need to know that the basic no fault Michigan auto insurance policy . . . → Read More: Understanding Michigan Auto Insurance Michigan auto insurance Options? Michigan law guarantees the availability of auto insurance to all Michigan drivers through the Michigan Auto Insurance Placement Facility (MAIPF). If your car is registered in the state and you have a valid Michigan driver’s license, because you have to have insurance to legally drive you can get insurance for your . . . → Read More: Denied Michigan Auto Insurance Michigan considers motorcycle helmet law Michigan helmet law went into effect on July 27,2000. A new administrative rule took effect. A motorcyclist in Michigan has been and continues to be required to wear a D.O.T.-approved motorcycle helmet on his or her head when operating a motorcycle or when riding as a passenger on a motorcycle. . . . → Read More: Michigan helmet law under consideration Michigan auto insurance reform Four bills have been submitted to the Michigan Senate aimed at Michigan auto insurance reform. 2011 Senate Bill 293 (Allow less than unlimited PIP insurance ) Introduced by Sen. Joe Hune (R) on March 24, 2011, to allow auto insurance companies to offer policies in which the personal injury protection . . . → Read More: Michigan auto insurance reform Michigan no insurance drivers fees Michigan no insurance fines updated Gov. Rick Snyder sign law eliminating Michigan no insurance fees December 2011. The new no insurance law eliminates a $150 state fee charged in two consecutive years for drivers caught operating without a valid license and a $200 fee charged in two consecutive . . . → Read More: Michigan No Insurance Fees | |||||
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