Does Michigan Auto Insurance Cover Uber Driver or Ride-sharing Services

Michigan Insurance Coverage for Ride-Sharing Services

Michigan is a no-fault state so there are a lot of gray areas as to whether Michigan auto insurance coverage will extend to Ride-Sharing drivers and passengers. Most Ride-sharing companies coverage is secondary to the driver’s personal policy and most Michigan auto insurance companies do not provide insurance coverage for personal autos . . . → Read More: Does Michigan Auto Insurance Cover Uber Driver or Ride-sharing Services

Michigan Teen Drivers Cant Use Cell Phones in Car

New Michigan Teen Drivers

According to state law, Michigan teen drivers with restricted licenses won’t be able to use a cellphone while driving. It doesn’t apply to a voice-operated, or a hands-free system integrated into a vehicle.

The law affects Level 1 and Level 2 drivers under the state’s graduated licensing system. Level 1 . . . → Read More: Michigan Teen Drivers Cant Use Cell Phones in Car

Michigan Automobile Insurance Placement Facility

Michigan Automobile Insurance Logo

Michigan Automobile Insurance Placement Facility (MAIPF)

Effective January 1, 1981, the Essential Insurance Act of 1979 change the placement facility from an assigned risk plan to a joint underwriting association (JUA). A JUA is a pooling mechanism under which a limited number of Michigan automobile insurance companies act as servicing carriers. JUA administrative costs and operating results . . . → Read More: Michigan Automobile Insurance Placement Facility

Michigan Motorcycle requirements for Safety Gear

Michigan Motorcycle – Riding with the Right Gear

You’ve bought that shiny new motorcycle, taken a safety course and are ready to hit the open road. But what else can you do to help protect yourself? Wear the right gear only approved helmets are required in some situations in Michigan. For safety reasons, it . . . → Read More: Michigan Motorcycle requirements for Safety Gear

Everything You Need to Know about Michigan Auto Insurance

Auto insurance in Michigan what you need to know

Michigan auto insurance is protected by No-Fault and is required by law.  In order to register your vehicle there are certain coverage’s that you must have in understanding auto insurance in Michigan, you need to know that the basic no-fault Michigan auto insurance policy has . . . → Read More: Everything You Need to Know about Michigan Auto Insurance

What to Do When Denied Michigan Auto Insurance

Michigan auto insurance Options?

Michigan auto insurance is guaranteed by Michigan law to all drivers through the Michigan Auto Insurance Placement Facility (MAIPF).  If an insurer says you are ineligible for coverage with their company, ask the agent to submit your application to the MAIPF. Rates may be higher than what a regular company may . . . → Read More: What to Do When Denied Michigan Auto Insurance

Michigan helmet law under consideration

Michigan considers motorcycle helmet law

Michigan helmet law went into effect on July 27,2000. A new administrative rule took effect. A motorcyclist in Michigan has been and continues to be required to wear a D.O.T.-approved motorcycle helmet on his or her head when operating a motorcycle or when riding as a passenger on a motorcycle. . . . → Read More: Michigan helmet law under consideration

What are Michigan No Insurance Fees

Michigan no insurance drivers fees

Gov. Rick Snyder sign law eliminating Michigan no insurance fees December 2011. The new no insurance law eliminates a $150 state fee charged in two consecutive years for drivers caught operating without a valid license. The law also eliminates the $200 fee charged in two consecutive years for . . . → Read More: What are Michigan No Insurance Fees

Michigan No-Fault Insurance Requirements

Michigan No-Fault Insurance

Michigan No-Fault insurance is required by law. When you register your vehicle, certain coverage’s are mandatory.

Under the Michigan no-fault system, your insurance company pays you for the damage to your car from an accident, regardless of who is at fault. The other driver will get the damages to repair their vehicle . . . → Read More: Michigan No-Fault Insurance Requirements

Michigan Exceptions to No Fault Insurance Law

Michigan No Fault Insurance

In Michigan No Fault insurance is required by law. In order to register your vehicle there are certain coverage’s that you must have.

Under a no fault system your insurance company pays you for the damage to your car from an accident, regardless of who is at fault. The other . . . → Read More: Michigan Exceptions to No Fault Insurance Law

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