Michigan Insurance Privacy PolicyMichigan Insurance Agent Services LLC (“Michigan insurance“) operates e-michiganinsurance.com and may operate other websites. Michigan Insurance’s policy is to respect your privacy regarding any information we may collect while using our websites.

Website Visitors

Like most website operators, Michigan insurance collects non-personally identifying information that web browsers and servers typically make available, such as the browser type, language preference, referring site and the date and time of each visitor request. Michigan Insurance’s purpose in collecting non-personally identifying information is to understand better how Michigan Insurance’s visitors use its website. From time to time, Michigan insurance may release non-personally identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Michigan Insurance also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged-in users and users leaving comments on e-michiganinsurance.com blogs/sites. Michigan insurance only discloses your logged-in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to Michigan Insurance’s websites choose to interact with Michigan insurance in ways that require Michigan insurance to gather personally-identifying information. The amount and type of information that Michigan insurance gathers depend on the nature of the interaction. For example, we ask visitors who sign up at e-michiganinsurance.com to provide a username and email address. Those who engage in transactions with Michigan insurance are asked to provide additional information, including the personal and financial information required to process those transactions. In each case, Michigan insurance collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Michigan insurance. Michigan insurance does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Michigan insurance may collect statistics about the behavior of visitors to its websites. Michigan insurance may display this information publicly or provide it to others. However, Michigan insurance does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Michigan insurance discloses potentially personally identifying and personally-identifying information only to those of its employees, contractors, and affiliated organizations that (i) need to know that information to process it on Michigan Insurance’s behalf or to provide services available at Michigan Insurance’s websites and (ii) that have agreed not to disclose it to others. Some employees, contractors, and affiliated organizations may be located outside your home country; by using Michigan Insurance’s websites, you consent to transfer such information to them.

Michigan insurance will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors, and affiliated organizations, as described above, Michigan insurance discloses potentially personally identifying and personally-identifying information only in response to a subpoena, court order, or other governmental requests or when Michigan insurance believes in good faith that disclosure is reasonably necessary to protect the property or rights of Michigan insurance, third parties or the public at large. Suppose you are a registered user of the Michigan insurance website and have supplied your email address. In that case, Michigan insurance may occasionally email you about new features, solicit your feedback, or keep you up to date with what’s going on with Michigan insurance and our products. If you send us a request (for example, via email or one of our feedback mechanisms), we reserve the right to publish it to help us clarify or respond to your request or to help us support other users. Michigan insurance takes all measures reasonably necessary to protect against the unauthorized access, use, alteration, or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor’s computer and that the visitor’s browser provides to the website each time the visitor returns. Michigan insurance uses cookies to help Michigan Insurance identify and track visitors, their usage of Michigan insurance websites, and their website access preferences. Michigan insurance visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Michigan Insurance’s websites, with the drawback that certain features of Michigan Insurance’s websites may not function properly without the aid of cookies.

Business Transfers

If Michigan insurance, or substantially all of its assets, were acquired, or in the unlikely event that Michigan insurance goes out of business or enters bankruptcy, user information would be one of the assets transferred or acquired by a third party. You acknowledge that such transfers may occur and that any acquirer of Michigan insurance may continue to use your personal information as outlined in this policy.


Ads on our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Michigan insurance and does not cover the use of cookies by advertisers.

Privacy Policy Changes

Although most changes are likely minor, Michigan insurance may change its Privacy Policy from time to time and at Michigan Insurance’s sole discretion. Michigan insurance encourages visitors to check this page for changes to its Privacy Policy frequently. If you have an e-michiganinsurance.com account, you might receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of the such change.