Your Michigan Rental Condo Needs Insurance

Your Michigan Rental Condo Needs Protecting Michigan Rental Condo ownership is a big investment. As the owner, you want to make sure that your property is covered. The Condo Associations policy will not fully cover the property that you own. A Michigan Rental Condo policy will protect your dwelling, property, liability, and can reimburse you for . . . → Read More: Your Michigan Rental Condo Needs Insurance

Computer Coverage provided by your Michigan Homeowners Policy

Michigan Homeowners policies does not cover accidental damage

Accidental damage to your computer can be expensive to repair. The cost of repairing accidental damage can start off at $200 up to the total cost of your computer. Accidents can occur on your laptop. Whether its a classmate spilling pop on your keyboard or you accidentally . . . → Read More: Computer Coverage provided by your Michigan Homeowners Policy

Insurance Eligibility for Michigan Homeowners

Michigan Homeowner Insurance Eligibility

Insurance Eligibility under Michigan law says, an “eligible person” for homeowners insurance means a person who is the owner living in, or a tenant of, one of the following types of dwellings: a house, condominium unit, cooperative unit, room, apartment, or a multiple unit dwelling of not more than four residential . . . → Read More: Insurance Eligibility for Michigan Homeowners

Trees Covered Under Michigan Insurance

Trees and Michigan Insurance

There is coverage if a tree falls and hits your property. The tree needs to your house or other insured structures, such as a detached garage, shed or fence.  Michigan homeowners insurance policies provide coverage for the damage the tree does to your property and the contents inside it. This includes trees . . . → Read More: Trees Covered Under Michigan Insurance

Detroit Repair Loans Program Insurance

Detroit Repair Loans Program requires you to have insurance

What is the Detroit Repair Loans program?

The program is for Detroit homeowners who have owned and occupied a Detroit home for at least 6 months. The Detroit Home Repair Loan Program provides loans to Detroit homeowners looking to complete home repairs or improvements. Homeowners have . . . → Read More: Detroit Repair Loans Program Insurance

Michigan Boat Coverage under your Homeowners Policy

Michigan Boat Coverage on your homeowner’s policy

Does my homeowner’s policy cover my boat? It might. It depends on the size of your boat, your desired coverage, and where and how you store it.

Homeowners insurance policies typically allow limited protection for property damage to small sailboats and powerboats with horsepower less than 25 . . . → Read More: Michigan Boat Coverage under your Homeowners Policy

College Students in Michigan Need Renters Insurance

Why do Michigan college students need renters insurance?

Michigan, college students, needs renters insurance to protect their personal property against damage or loss and ensures they are protected if someone is injured while on their property.

If you live in a rented apartment, house or condominium, your landlord’s insurance doesn’t cover your personal property if . . . → Read More: College Students in Michigan Need Renters Insurance

Michigan Basic Insurance

Michigan Basic Insurance is a Fair Plan Policy

Michigan Basic Insurance will provide fair access to property insurance at standard rates regardless of property location.  This insurance company is part of the FAIR Plans (Fair Access to Insurance Requirements). These plans were established on October 29,1968,  The FAIR Plans were a result of the Federal . . . → Read More: Michigan Basic Insurance

Jewelry and Furs limits on Michigan Homeowners

Jewelry and Furs coverage in Michigan

A  Michigan homeowners policy typically limits coverage for personal valuables like jewelry and furs, but a standard policy may also include a dollar amount limit that may not cover the entire cost of replacing the jewelry in the event of theft. For example, if the diamond fell out of . . . → Read More: Jewelry and Furs limits on Michigan Homeowners

Does Your Michigan Home Have a Home Inventory in case of a loss

Michigan Home Inventory

Everyone knows we need one, but we do not take the time to create or update a home inventory of our personal property. It may not sound like an exciting activity, but in the event of a total loss such as a fire, burglary, flood or tornado, a current home . . . → Read More: Does Your Michigan Home Have a Home Inventory in case of a loss

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