Computer Coverage provided by your Michigan Homeowners Policy

Accidental computer damage not covered under Michigan Homeowners policies

Accidental damage to your computer can be expensive to repair. The cost of repairing accidental damage can start off at $200 up to the total cost of your computer. Accidents occur whether its a classmate spilling pop on your keyboard or you accidentally dropping your laptop . . . → Read More: Computer Coverage provided by your Michigan Homeowners Policy

Insurance Eligibility for Michigan Homeowners

Michigan Homeowner Insurance Eligibility

Insurance Eligibility under Michigan law says, an “eligible person” for homeowners insurance means a person who is the owner living in, or a tenant of, one of the following types of dwellings: a house, condominium unit, cooperative unit, room, apartment, or a multiple unit dwelling of not more than four residential . . . → Read More: Insurance Eligibility for Michigan Homeowners

Trees Covered Under Michigan Insurance

Trees and Michigan Insurance

If a tree falls and hits your property you are covered. The tree needs to your house or other insured structures, such as a detached garage, shed or fence.  Michigan homeowners insurance policies provide coverage for the damage the tree does to your property and the contents inside it. This includes trees felled . . . → Read More: Trees Covered Under Michigan Insurance

Need Insurance for Detroit Repair Loans Program

Detroit Repair Loans Program require you to have insurance

What is the Detroit Repair Loans program?

This program is for Detroit homeowners who have owned and occupied a Detroit home for at least 6 months. The Detroit 0% Interest Home Repair Loan Program provides loans to Detroit homeowners looking to complete home repairs or . . . → Read More: Need Insurance for Detroit Repair Loans Program

Boat Coverage Under Michigan Homeowners Policy?

Michigan Boat Coverage under your homeowners policy.

Does my homeowners policy cover my boat? It might. It depends on the size of your boat, your desired coverage, and where and how you store it.

Homeowners insurance policies typically allow limited protection for property damage to small sail boats and power boats with horsepower less . . . → Read More: Boat Coverage Under Michigan Homeowners Policy?

College Students in Michigan Need Renters Insurance

Why do Michigan college students need renters insurance?

Michigan, college students, needs renters insurance to protect their personal property against damage or loss and ensures they are protected if someone is injured while on their property.

If you live in a rented apartment, house or condominium, your landlord’s insurance doesn’t cover your personal property if . . . → Read More: College Students in Michigan Need Renters Insurance

Michigan Basic Insurance

Michigan Basic Insurance is a Fair Plan

Michigan Basic Insurance will provide fair access to property insurance at standard rates regardless of property location.  Michigan Basic is part of the FAIR Plans (Fair Access to Insurance Requirements). These plans were established on October 29,1968,  The FAIR Plans were a result of the Federal Omnibus Housing . . . → Read More: Michigan Basic Insurance

Jewelry and Furs limits on Michigan Homeowners

Jewelry and Furs coverage in Michigan

A  Michigan homeowners policy typically limits coverage for personal valuables like jewelry and furs, but a standard policy may also include a dollar amount limit that may not cover the entire cost of replacing the jewelry in the event of theft. For example, if the diamond fell out of . . . → Read More: Jewelry and Furs limits on Michigan Homeowners

Does Your Michigan Home Have a Home Inventory

Michigan Home Inventory

This one goes in the category of those things we are planning to do when we get the time – making or updating a home inventory. It may not sound like an exciting activity, but in the event of a calamity such as a fire, burglary, flood or tornado, a current . . . → Read More: Does Your Michigan Home Have a Home Inventory

Generator The Right one for your Michigan Home

Choosing the Right Generator

When power goes off for extended periods due to ice, hurricanes, earthquakes, tornadoes and other natural catastrophes, a backup emergency generator can be very beneficial. They can come in different sizes. The correct size is determined by your power need in emergencies. The more items on backup circuits, the bigger and . . . → Read More: Generator The Right one for your Michigan Home