How to organize for a Michigan emergency?
If you were incapacitated, would anyone be able to find your essential records and take care of your family’s financial or business matters? Having essential papers organized and accessible in advance can be very important in an emergency or crisis. Consider the following for organizing your vital records.
Where are my emergency documents located?
Options for storage might include a home safe, fire-security box, or off-site location such as a safety deposit box. The storage container should be securable and fire-resistant. Shoe boxes or cardboard boxes in the closet or under the bed are not appropriate.
Who is my Michigan emergency contact?
Does someone in addition to your spouse know where these papers are kept? Consider making a list of such documents and records, and on the list, show where to locate these documents. Inform an attorney, CPA, relative, or family friend where this list is kept. The general idea is that someone not living in your residence knows about this list and how to access it. This decision requires a certain comfort level, and you alone can make that determination.
Which papers should I store for a Michigan emergency?
Regardless of who knows what, organizing your records are always a plus. The following items might be part of your “important emergency documents” list:
- safety deposit box key
- Medical history
- Medical contact
- A medical power of attorney
- insurance records and agent
- life insurance policies
- deeds, contracts, leases, titles, mortgage(s), loan notes
- banking, savings, investment and retirement account(s) records
- burial arrangements
- all other insurance policies (health, auto, home, etc.)
- birth certificate
You may need access to court records such as; proof of a divorce or proof of custody. During severe emergencies like Hurricane Katrina or Sandy, courthouses can have damage, and their records may not be available.
Finally, no matter how you decide to store your records, and whatever you decide to include, one fact is clear. Having essential legal, business, and personal documents accessible will make the handling of emergencies much more manageable.