An alarm system may be a good option for added home security because they provide theft deterrence options as well as peace of mind for the homeowners. There are many types of alarm systems available, and it is vital for you to purchase a system tailored to your needs and budget.
Important cost considerations:
- wired or wireless systems
- monitored or unmonitored
- self-install or professional installation.
Alarm system choices Monitored or Unmonitored?
Monitored systems are those where a private company monitors your system remotely every day; they will alert the police or fire department if something goes wrong and you cannot be contacted. Unmonitored alarm systems have sirens and flashing lights that act as a deterrent if your home is broken into, the thief will assume that a neighbor will investigate or call the police if you are not home. The best security comes from monitored systems because you will always have the alarm company monitoring. Monitored alarms are the more expensive of the options because it comes with a service contract. These system’s sensors are triggered in some way, such as a door opening or a motion detector being activated. The alarm system waits 30 to 45 seconds to give the owner a chance to turn it off.
If the homeowner does not deactivate these systems, it will send a message to the monitoring company over telephone lines or by a wireless device. Once the monitoring company gets the notification, they will try and verify if there is an emergency by contacting the homeowner at home or on the homeowner’s mobile phone. If they do not receive verification from the homeowner the company calls the police. Some cities will charge the homeowner for false alarms if they have to send the police out on false alarms.
Michigan Homeowners Insurance discounts available with your alarm system
Many companies also offer discounts for a smoke detector, fire extinguishers, and deadbolt locks. The alarm discounts can range from 5%-25% depending on the Michigan insurance company. The alarm system discount will be a lot less if the alarm does not have a monitoring service. For more information on Michigan homeowner insurance click on the highlighted link to see how you can save additional money. Finally, you can get self-install systems from Amazon by clicking the Amazon alarm systems link.