I Am Your Life Insurance Policy

What Life Insurance Can do for you.

What is Life Insurance?

I am a piece of paper, a drop of ink and a few pennies of premium.

I am a promise to pay.

I help people see visions, dream dreams and achieve economic immortality.

I am an education for the children.

I am . . . → Read More: I Am Your Life Insurance Policy

In Michigan Banks Fees may go up

In Michigan Biggest banks charging more for fees

Consumers should start preparing for higher bank and ATM fees. Two recent reforms that were supposed to help consumers have prompted the higher fees. The first is that banks are no longer allowed to charge overdraft fees on debit card purchases without permission. The second is a . . . → Read More: In Michigan Banks Fees may go up

Michigan IRA, a Retirement Plan

Traditional Michigan IRA: Savings vehicles with tax advantages

IRA (Individual Retirement Account) is one of the more popular ways for you to build a retirement nest egg.  Tax deferral is one of the reasons for its popularity.

Contributions to a traditional Individual Retirement Account may be deductible from your income, lowering the federal income . . . → Read More: Michigan IRA, a Retirement Plan

What are the types of life insurance available in Michigan

Michigan Life Insurance

Michigan life insurance is a practical way to protect your family’s financial hopes and dreams. The death of a family member can be devastating to survivors both emotionally and financially. Life insurance can provide cash to help with your family’s immediate and long-term needs.

Immediate needs include funeral expenses, unpaid medical . . . → Read More: What are the types of life insurance available in Michigan

Term Life Insurance vs. Group Mortgage Life Insurance

Term life vs. Group mortgage life insurance

There are things to consider in comparing term life insurance to the group mortgage insurance offered by many financial institutions.

Group mortgage life insurance The financial institution is the automatic beneficiary for the amount due. Policy choices usually have less flexibility for amounts and periods of coverage. . . . → Read More: Term Life Insurance vs. Group Mortgage Life Insurance

Charitable Giving in Michigan

Leave a legacy in Michigan through charitable giving

Charitable contributions help organizations such as schools, hospitals, museums, zoos, arts organizations, recreational facilities and places of worship, they all strive to make the world a better place and to improve the quality of our everyday lives. Many, if not most, of these organizations are non-profit, which means . . . → Read More: Charitable Giving in Michigan

Why you Should Start a Michigan IRA Savings Account

Michigan IRA: A few more reasons to save

Open a Michigan IRA (Individual Retirement Account) before April 15, 2018,  to take advantage of potential tax benefits on your 2017 tax return.

Many people set goals to save more money to support a comfortable retirement. Even if your retirement seems well into the future, there . . . → Read More: Why you Should Start a Michigan IRA Savings Account

Whole Life Insurance or Universal, Which is the right Michigan Life policy?

Universal Life or Whole Life? Two Types of Permanent Plans

When deciding which life insurance policy is right for you, you have choices between the various types of life insurance policies available. Your selection will depend on a number of factors, but there is more than likely an option to fit your needs.

But . . . → Read More: Whole Life Insurance or Universal, Which is the right Michigan Life policy?

How to start a Michigan Health Savings Accounts

Health Savings Accounts a tax-advantaged way to reduce health insurance costs

To help reduce health insurance costs, a Michigan Health Savings Account (HSA) might be the right option for you. HSAs have grown in popularity as a way for consumers to manage the costs of healthcare. 

The concept of HSAs is simple. First, to be . . . → Read More: How to start a Michigan Health Savings Accounts

Michigan Business Retirement Plan for Employees

Michigan Business Retirement Plan for Employees

Do you have a Michigan Business retirement plan for your employees?

If you are self-employed or the owner of a small business, you probably understand the difficulties in finding and keeping qualified employees. There are many factors that an employee will consider when deciding where to work. One . . . → Read More: Michigan Business Retirement Plan for Employees

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