The Michigan Assigned Claims Plan (MACP) program was established by the State of Michigan in 1973 to provide Michigan no-fault benefits for individuals injured in a car or truck accident when no applicable car insurance is available. As of January 1, 2013, the administration of the plan was transferred from the Secretary of State to the Michigan Automobile Insurance Placement Facility (MAIPF).
How to file a claim with the Michigan Assigned Claims Plan
Submit your claim online for benefits using the MACP claim form. You must also provide reasonable proof of loss, such as police reports or emergency medical services reports from the accident scene. The completed application for benefits must be received by MAIPF no more than one year after the accident date.
MACP contact information:
Michigan Assigned Claims Plan
c/o Michigan Automobile Insurance Placement Facility
P.O. Box 532318
Livonia, MI 48153
Phone: 734-464-8111
Who does the Michigan Assigned Claims Plan Cover
The plan covers personal injury protection benefits for individuals injured due to accidental injury arising from the ownership, operation, maintenance, or use of a motor vehicle as a motor vehicle. The Plan coverage includes passengers, pedestrians, and bicyclists. Claims can also be made for benefits if the injured person was a driver or passenger of a motorcycle or if the accident involved a motor vehicle without insurance.
( MACP) Benefits after Michigan auto reform July 1, 2020
- If someone opts out of Michigan PIP coverage and later loses their health insurance, they will have 30 days to choose a PIP limit. During those 30 days, they are eligible for up to $2M from MACP, but on day 31, they will lose PIP coverage.
- After July 1, Motorcyclists will be subject to the limit the other vehicle has, regardless of what coverage they have on their personal auto policy.
- Vehicle occupants, pedestrians, and bicyclists not otherwise insured with PIP coverage will be subject to the $250,000 limit thru MACP.
Ensuring that you have proper auto coverage after July 1, 2020, is essential. You can click the “Get Quote” button for a Michigan auto insurance quote. or call 734-464-8111 to speak with someone about an assigned claim.
