Michigan Notary Bond: What It Is and Why You Need One
A Michigan Notary Bond is a $10,000 surety bond required for anyone applying to become a notary public in Michigan. It protects the public from notary misconduct or negligence. You must file the bond with your local county clerk and remains valid for seven years.
Michigan Notary Bond Requirements and Coverage
Why Michigan Requires Notary Bonds
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The Michigan Notary Bond protects the public, not the notary.
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It ensures that anyone who suffers financial damages from a notary’s improper act can receive compensation.
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The notary must reimburse the surety company if a claim is paid against the bond.
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The Michigan Department of State may require the notary to purchase a replacement bond if claims deplete the original $10,000 bond.
How to Get a Michigan Notary Bond Step-by-Step
Follow these simple steps to get your Michigan Notary Bond and complete your notary application process:
1: Complete the Michigan Notary Application
- Include your driver’s license number, full legal name, date of birth, residential and business addresses, and phone number.
2: Purchase a $10,000 Michigan Notary Bond
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Contact a local provider by calling 248-888-1134 or request a Michigan Notary Bond quote online.
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Bonds are often available within one business day.
3: File Your Bond with Your County Clerk
- Submit your bond and pay the $10.00 filing fee.
- Take your Oath of Office and have your application certified.
- Keep a personal copy of the bond for your records.
4: Submit Your Notary Application to the State of Michigan
- Mail your completed application and a $10.00 fee to:
Michigan Department of State
Office of the Great Seal
7064 Crowner Blvd.
Lansing, MI 48918
5: Await Your Michigan Notary Commission
- Your application may undergo a background check.
- If approved, you’ll receive your commission; if denied, you will be notified.
Why Michigan Notaries Need Errors and Omissions Insurance
A Michigan Notary Bond only protects the public — not the notary.
To protect yourself from personal liability, purchase Notary Errors and Omissions (E&O) Insurance. If you operate your notary service from home, you may also need Home-Based Business Insurance.
Final Tips for Michigan Notary Bonds and Insurance
Becoming a Michigan notary requires you get a bond and the necessary insurance. Follow the steps carefully, keep your paperwork organized, and invest in extra protection to safeguard your career.
