Michigan Home Business Insurance.
The dream of owning a business is becoming a reality for thousands of people each year for many of these potential business owners, starting your Michigan business in your home. However, your business may be in jeopardy if you don’t have the proper protection with business insurance.
It would help if you had home business insurance because most homeowner’s policies limit business-related exposures. For instance, you may not have coverage for a business property like a copier or fax machine if there is damage from a loss in the home.
Also, the Michigan homeowner’s policy does not cover business liability, loss of income, exterior signs, and many other vital items. If your client has an injury at your home while conducting business, your homeowner’s policy will not apply, and you will not have coverage under your homeowner’s liability. Anyone who operates a Michigan home-based business and does not have the proper insurance coverage puts their business and personal assets at risk.
Michigan Home business insurance coverages
- Accidental direct physical loss coverage for the business personal property.
- Broader off-premises property coverage Loss of income coverage
- Extra expense coverage
- Contractual liability coverage
- Liability of employees while acting within the scope of their employment.
Many entrepreneurs start their businesses on shoestring budgets and try to cut corners by keeping expenses to a minimum. But when you consider what you get, Michigan business. insurance becomes a tool you need for added protection.
How to get Michigan Home Business insurance
For more information on Michigan business insurance or other available business, policies call 248-277-4505 to make sure that your business property and your business assets are adequately covered. Click the highlighted link to be connected to a Michigan business insurance quote to start protecting your business assets.