Michigan auto accident

Michigan Auto Accident

An Auto accident can be unexpected and stressful. We will provide you with steps on what to do when you have an auto accident on a Michigan road.

The Process of What to do after a Michigan auto accident

  • The first step is to check to make sure that you are not injured and if you are you should call 911 to request an ambulance.
  • Nextyou should turn on your hazard lights or if it is safe to do so and you have them you can put out warning triangles or safety flares.
  • Move out of traffic if the accident is minor and there aren’t any injuries, you should move your auto to an area that is out of the flow of traffic, but close to the scene.
  • The fourth step, call the police if the police do not show up make sure that you exchange information with the other driver.
  • Finally, notify your insurance agent and report the information.

Michigan auto accident information needed by your insurance company

What you should do is get the name, address and phone number of the other driver if the driver is not the owner make sure you get the owners information and the relationship to the driver.  You will also need the year, make and model of the car the license plate number and the driver’s license of the driver, insurance carrier, and policy number.

Write down notes of what occurred.  Usually, an accident is a traumatic event, and things happen so quickly that you should take some time to write down how the accident happened, including the damage and position of both cars.

Use your phone if you have one to take pictures of the scene and the damage to both cars.  Make sure that you are out of traffic while taking the pictures.  You don’t want to get hit while documenting what happened.

Be prepared before the Michigan Auto Accident happens:

Items that you should always have in your car in case of an emergency:

  • Your insurance ID card
  • Your vehicle registration
  • Flashlight
  • Flares
  • First-aid kit
  • Jumper cables
  • Cell phone
  • Disposable camera unless you have a camera phone.

Finally, you will need to call your agent to report the loss and call a tow service or have your agent do this for you if your car is not drivable.  If you need an agent or your agent does not provide this service click on Michigan auto insurance agent or call 248-888-1134 to talk to an agent that can provide this service for you.

If the other person does not have insurance you will need to get their information.  Visit our link on How to File a Michigan mini-tort claim, to get your deductible back and the damaged repaired.