Why you Need Michigan Auto Insurance
In Michigan, auto insurance is mandatory for all registered vehicles, and driving without insurance is a violation, which could lead to a financial responsibility filing if you were to get into an accident without insurance. We realize that insurance is sometimes technical, and we would like to make it easy for you to understand. We will show you the required coverage.
Each year, more cars and drivers hit the highways. With so many vehicles on the road, crashes will happen. Automobile insurance can be the difference between a minor inconvenience and a major hassle. But why do you need insurance and just how much should you buy?
Search our site to get for all your Michigan related insurance questions. Don’t wait for this to happen to find out that you do not have coverage.
Penalties for not having or Providing False Michigan Auto insurance
- An owner or driver who operates a vehicle or allows a vehicle to operate without insurance is guilty of a misdemeanor under MCL 500.3102(2). This misdemeanor crime carries a maximum penalty of $500 in fines and one year in prison. You could also potentially have your license suspended for 30 days or until you can provide proof of valid insurance.
- If you drive a vehicle without Michigan auto insurance, you can be sued and held personally liable for all injuries and damages that result from an accident, including your own.
- An owner or operator of a motor vehicle who knowingly produces false evidence under this section is guilty of a misdemeanor, punishable by imprisonment for not more than one year, or a fine of not more than $1,000.00, or both.
Michigan Auto insurance Agent Referral
If you require Michigan Auto insurance. We can refer you to a Licensed Agent who can give you a Michigan auto insurance quote. These agents can provide customers with a wide array of discounts that can help you save money. You can also call 248-277-4505 to provide your information so an agent can contact you.
Michigan Insurance is an independent site and not affiliated with the Michigan government.