Does Michigan Auto Insurance Cover Uber Driver or Ride-sharing Services

Michigan Auto Insurance Coverage for Ride-Sharing Services

Michigan is a no-fault state so there are a lot of gray areas as to whether Michigan auto insurance coverage will extend to Ride-Sharing drivers and passengers. Most Ride-sharing companies coverage is secondary to the driver’s personal policy and most Michigan auto insurance companies do not provide insurance coverage for personal . . . → Read More: Does Michigan Auto Insurance Cover Uber Driver or Ride-sharing Services

Michigan Enhanced drivers license

Need a Michigan Enhanced Drivers License

Michigan Enhanced Drivers License is a legal document that serves as an identification and helps meet your border-crossing needs. It is a federally approved document that allows you to re-enter the U.S. when traveling by land or sea from Canada, Mexico, Bermuda and the Caribbean.

Michigan Enhanced Drivers License Eligibility:

You must be . . . → Read More: Michigan Enhanced drivers license

Michigan Automobile Insurance Placement Facility

Michigan Automobile Insurance Logo

Michigan Automobile Insurance Placement Facility (MAIPF)

Effective January 1, 1981, the Essential Insurance Act of 1979 change the placement facility from an assigned risk plan to a joint underwriting association (JUA). A JUA is a pooling mechanism under which a limited number of Michigan automobile insurance companies act as servicing carriers. JUA administrative costs and operating results . . . → Read More: Michigan Automobile Insurance Placement Facility

How to detect if you are Drowsy Driving in Michigan

Be alert to the dangers of drowsy driving

Drowsy driving is an unnecessary risk you shouldn’t take. Sleep deprivation has become widespread in North America as people try to squeeze more and more activities into each day. One consequence is more vehicle crashes are attributed partly or wholly to sleepiness.

The National Highway Traffic . . . → Read More: How to detect if you are Drowsy Driving in Michigan

Michigan Texting Law has been in effect since July 1, 2010

Michigan Texting Law

Michigan texting Ban went into effect which means that writing or reading texts while driving will be a primary offense, meaning police officers can pull drivers over if they are seen typing while their vehicle is in motion.

Specifically, the bill states:

“A person shall not read, manually type, or send . . . → Read More: Michigan Texting Law has been in effect since July 1, 2010

Everything You Need to Know about Michigan Auto Insurance

Auto insurance in Michigan what you need to know

Michigan auto insurance is protected by No-Fault and is required by law.  In order to register your vehicle there are certain coverage’s that you must have in understanding auto insurance in Michigan, you need to know that the basic no-fault Michigan auto insurance policy has . . . → Read More: Everything You Need to Know about Michigan Auto Insurance

How to File a Michigan Mini Tort Claim

Michigan Mini Tort Steps to File a Claim

Michigan mini tort also called  (Limited property damage liability) is a provision of Michigan’s no-fault law.

Under this provision, if you are 50% or more at fault in a Michigan insurance accident, and damages to the other driver’s car are not completely covered by the other driver’s insurance, you . . . → Read More: How to File a Michigan Mini Tort Claim

What to Do When Denied Michigan Auto Insurance

Michigan auto insurance Options?

Michigan auto insurance is guaranteed by Michigan law to all drivers through the Michigan Auto Insurance Placement Facility (MAIPF).  If an insurer says you are ineligible for coverage with their company, ask the agent to submit your application to the MAIPF. Rates may be higher than what a regular company may . . . → Read More: What to Do When Denied Michigan Auto Insurance

What are Michigan No Insurance Fees

Michigan no insurance drivers fees

Gov. Rick Snyder sign law eliminating Michigan no insurance fees December 2011. The new no insurance law eliminates a $150 state fee charged in two consecutive years for drivers caught operating without a valid license. The law also eliminates the $200 fee charged in two consecutive years for . . . → Read More: What are Michigan No Insurance Fees

Michigan No-Fault Insurance Requirements

Michigan No-Fault Insurance

Michigan No-Fault insurance is required by law. When you register your vehicle, certain coverage’s are mandatory.

Under the Michigan no-fault system, your insurance company pays you for the damage to your car from an accident, regardless of who is at fault. The other driver will get the damages to repair their vehicle . . . → Read More: Michigan No-Fault Insurance Requirements

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